Full Cross-border Capital ChainOne Account Connecting the World

Global Receipt, Payment & FX, End-to-end Management via Single Account

140+Countries & Regions
50+Settlement Currencies
200+Local Payment Methods
J-Pay
Apple Pay
Apple Pay
Google Pay
Google Pay
Klarna
Klarna
Skrill
Skrill
DANA
DANA
Mercado Pago
Mercado Pago
iDEAL
iDEAL
Visa
Visa
Mastercard
Mastercard
Alipay
Alipay
WeChat Pay
WeChat Pay
UnionPay
UnionPay
GCash
GCash

Core Advantages

全球企业账户

Global Acquiring & Local Payments

Aggregate credit cards and 300+ local payment methods across 200+ regions to improve checkout experience and transaction success.

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全球支出管理

Multi-currency Account for Receipt & FX

Multi-currency accounts with competitive rates. One-stop collection and conversion to cut exchange costs, no overseas entity needed.

全球收单

Global Disbursement

Supports multi-currency bulk settlement, supplier and commission payouts for enterprises’ global capital management.

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平台API

Technical Integration & Compliance Certification

Fast integration with SaaS backend and flexible APIs. Multi-country licenses, PCI certification and smart risk control secure your funds and transactions.

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Industry Solutions

Payment solutions tailored to every global business model — find the scenario that fits you.

Cross-border E-commerce Stores

Plug into leading store builders — Shopify, Shoplazza, Shopyy and Shopline. Activate global acquiring fast to lift conversion and reduce chargebacks.

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Cross-border B2B

B2B trade collection, multi-currency settlement and batch supplier payouts to streamline global cash flow.

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SaaS & Subscriptions

Recurring subscription billing, automatic renewals and a complete subscription payment API.

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Platforms & Apps

Platform collection and disbursement, user commissions and affiliate revenue paid out in batches.

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Enterprise SaaS Solutions

One-stop payment management, subscription billing and deep API integration — the full chain of collection, FX, payouts and risk control for every global business.

01

One-Stop Payment Management Platform

Query global transactions, reconcile multi-currency accounts, process refunds and monitor risk — all in a single back office. One unified view of every collection, FX and payout flow lowers operational costs.

02

Custom Billing & Subscriptions

A complete recurring collection solution for SaaS and membership businesses — custom billing cycles, automatic renewals and subscription lifecycle management, built for overseas subscription models.

03

Powerful API Capabilities

Full-featured open APIs let you deeply integrate acquiring, FX exchange, batch payouts, reconciliation and risk control into your own systems — fully automating finance and payment workflows.

API Reference
Request
POST /pay_index
// 创建一笔支付请求
{
  "pay_memberid": string,
  "pay_amount": string,
  "pay_currency": string,
  "pay_cardno": string,
  "pay_callbackurl": string
  ...
}
200 OK
{
  "status": 0,
  "msg": "success"
}

Compliance & Security

Licensed & Compliant Operations

Holds major financial licenses including US MSB, Canada MSB and Hong Kong MSO

Segregated client funds with absolute financial security

Regular regulatory audits ensuring full-process compliance

Dynamic risk strategies reduce false positives and continuously self-optimize

Mitigation of unlicensed operation risks

Highest Security Standards

PCI DSS Level 1 certification

Official certified partner of Visa, Mastercard, American Express and UnionPay

End-to-end encryption covering transmission and storage for all business data

Financial-grade security infrastructure with multi-layer protections

24/7 security monitoring and rapid incident response

Intelligent Risk Control System

Comprehensive mandatory 3DS verification to secure transactions

AI real-time monitoring integrated with third-party risk models

Big data analytics to accurately identify fraud patterns

Dynamic risk strategies reduce false positives and continuously self-optimize

Multi-dimensional user behavior analysis technology

合规安全

What You Gain with J-PAY

More than a payment tool — the growth engine for your global business

Higher Approval Rates

Smart routing matches the best channel, cutting failed orders so every transaction lands.

Lower FX Costs

Competitive rates and multi-currency settlement reduce exchange losses and optimise cost.

Less Fraud & Chargebacks

Real-time anti-fraud and 3DS checks lower chargeback and fraud risk, protecting revenue.

Fast Global Account

No overseas entity needed — open an account quickly and start collecting worldwide.

One Dashboard, All Flows

Collection, FX and payouts in one back office, cutting operational cost and platform sprawl.

Supported Payment Methods
Global Cards & Wallets
Apple Pay
Google Pay
UnionPay
WeChat Pay
Alipay
SEPA
Skrill
Klarna
Paysafecard
Trustly
Revolut Pay
Affirm
Cash App
UPI
Afterpay
Bank Card
Apple Pay
Google Pay
UnionPay
WeChat Pay
Alipay
SEPA
Skrill
Klarna
Paysafecard
Trustly
Revolut Pay
Affirm
Cash App
UPI
Afterpay
Bank Card
Apple Pay
Google Pay
UnionPay
WeChat Pay
Alipay
SEPA
Skrill
Klarna
Paysafecard
Trustly
Revolut Pay
Affirm
Cash App
UPI
Afterpay
Bank Card
Asia-Pacific Local Wallets
GCash
DANA
GrabPay
PayNow
TrueMoney
Kakao Pay
LINE Pay
ShopeePay
Touch n Go
DuitNow QR
Zalo Pay
Viet QR
Momo
Naver Pay
Toss Pay
QRIS
GCash
DANA
GrabPay
PayNow
TrueMoney
Kakao Pay
LINE Pay
ShopeePay
Touch n Go
DuitNow QR
Zalo Pay
Viet QR
Momo
Naver Pay
Toss Pay
QRIS
GCash
DANA
GrabPay
PayNow
TrueMoney
Kakao Pay
LINE Pay
ShopeePay
Touch n Go
DuitNow QR
Zalo Pay
Viet QR
Momo
Naver Pay
Toss Pay
QRIS
LATAM / Africa / Middle East Local Payments
Pix
Mercado Pago
Nequi
SPEI
Pago Efectivo
Boleto
USSD
Mobile Money
M-Pesa
Fawry Pay
MADA
STCPay
YooMoney
Sber Pay
Tinkoff Pay
HiPay
Pix
Mercado Pago
Nequi
SPEI
Pago Efectivo
Boleto
USSD
Mobile Money
M-Pesa
Fawry Pay
MADA
STCPay
YooMoney
Sber Pay
Tinkoff Pay
HiPay
Pix
Mercado Pago
Nequi
SPEI
Pago Efectivo
Boleto
USSD
Mobile Money
M-Pesa
Fawry Pay
MADA
STCPay
YooMoney
Sber Pay
Tinkoff Pay
HiPay
View Full Directory

Contact Us

Unlock Global Payment Channels to Maximize Your Conversion Rate

Global Offices

Hong Kong, China

Flat/Rm. 157, 8/F, Unit 802-803, ETON TOWER, 8 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG

Shenzhen, China

Room 1102, Yihua Fintech Building, Nanshan District, Shenzhen City

New York, USA

418 CENTRAL PARK W, NEW YORK, NY 10025

Singapore

144 ROBINSON ROAD, #12-01, ROBINSON SQUARE, SINGAPORE 068908

United Kingdom

9 Mere View, Newcastle Road, Congleton, England, CW12 4XW

+852 6573 8783

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