Technical Access · Developer Friendly

One API, Direct Access to Global Payment Networks

A full-featured open API to deeply integrate cross-border acquiring, currency exchange, batch payouts and reconciliation into your own systems — with direct access to global payment networks for automated, efficient and compliant operations.

payment.js
const response = await fetch('https://api.j-pay.net/v1/payments', {
  method: 'POST',
  headers: {
    Authorization: 'Bearer ' + apiKey,
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({
    amount: 10000,
    currency: 'USD',
    payment_method: methodId,
  }),
})

Three Flexible Integration Options

RESTful API

Standardized RESTful endpoints covering acquiring, refunds, FX and payouts, compatible with major programming languages.

No-Code SaaS Dashboard

Get started without engineering. Manage transactions, reconciliation, risk and funds in one unified dashboard.

SDKs & Developer Docs

SDKs for major languages, complete documentation and integration samples help engineering teams go live fast.

Core Technology & Risk Capabilities

Direct Global Network Access

One integration connects you directly to global payment networks with multi-currency, multi-method support — efficient and cost-effective.

AI-Powered Risk Engine

An AI engine monitors transactions in real time, with 3DS verification, a global blacklist database and multi-layered checks to cut chargebacks and fraud.

Real-Time Webhooks

Real-time transaction status updates sync automatically with your systems, keeping every payment accurately tracked.

Unified Data Dashboard

A unified view of global transaction data with multi-dimensional reports and automated reconciliation.

Enterprise-Grade Security & Compliance

PCI DSS Level 1

Certified to the highest security standard in the global financial industry, with end-to-end encryption.

AML / KYC / CDD

Robust anti-money-laundering, identity verification and due-diligence processes, with transaction monitoring and regular audits.

Payment Licenses Worldwide

Licensed as a U.S. MSB, Canada MSB and Hong Kong MSO, with card scheme acquiring credentials.

Integrate Fast, Start Today

Register for API credentials and developer documentation, integrate quickly and launch global payments.